Broker Institute of Australia
Enrolments now open

Replace Your Salary as a Mortgage Broker Without Quitting Your Job.

Join the program, get qualified, start earning and build the career you want - backed by Australia's fastest growing brokerage.

80+ professionals already enrolled this year

Mentors: 5× Best Residential Broker in Aus & 4× Australian Broker of the Year $2.3B+ written by alumni 5/5 rated
The Adviser Australian Broking Awards 2026 Finalist - Training and Education Program of the Year2026 FinalistTraining & Education Program of the YearThe Adviser Australian Broking Awards

Instant access on enrolment

Featured on

Australian Financial Review
news.com.au
The Adviser
realestate.com.au
MPA Magazine
Australian Broker
Cotality
Domain
CEO Magazine
Australian Financial Review
news.com.au
The Adviser
realestate.com.au
MPA Magazine
Australian Broker
Cotality
Domain
CEO Magazine

Start here

What is a mortgage broker?

No jargon. Here's exactly what the job is and how you get paid for it.

The job

You're the guide between borrower and bank

  • Meet people who want a home loan
  • Match them to the right lender and loan
  • Handle the paperwork and the approval
  • Stay their broker for the life of the loan
The pay

No salary, no boss - you get paid per settlement

  • Paid a commission each time a loan settles
  • Bigger loan = bigger commission
  • Trail commission every year the loan stays active
  • Your income tracks your effort, not a salary
The deal

What one loan actually looks like

  1. 1Client comes to you
  2. 2You structure and lodge the loan
  3. 3Lender approves, loan settles
  4. 4You get paid upfront + trail

Myths vs. reality

Myth: You Need X to Become a Broker. Reality: You Don't.

Myth

A Finance Degree

95% of our students came from non-finance careers: teachers, IT, nurses, marketers, retail managers, accountants, etc. We teach you everything.

Myth

Sales Experience

Mortgage broking isn't high-pressure sales. It's relationship-building. We teach you the system. The system sells itself.

Myth

Existing Client Network

You'll start with zero clients. We teach you how to build your book through referrals, partnerships, and your own effort. Most brokers develop a steady stream of deals as they establish relationships.

Myth

Lender Relationships

Lenders are pre-built into our aggregator network. You access them from day one. No cold-calling lenders.

Real Career Switchers

None of them came from broking. Here's the job they left, and what they're writing now.

Diego Aguirre-Davies

Used to be

Call Centre Operator

Diego Aguirre-Davies

Writing
$5m+ per month
Broking for
5 years

"Redom and Christian have built an environment that removes friction so brokers can focus on growth. Their training and support has given me more time in front of clients and real clarity on how to scale."

William Tucker

Used to be

Government

William Tucker

Writing
$15m+ per month
Broking for
Under 2 years

"I've always been a strong Mortgage Broker, but under Christian's mentorship I've been able to scale my business significantly. By leveraging my existing knowledge and work ethic more effectively, I've consistently increased my monthly lodgements and settlements by more than tenfold."

Sinead Grant

Used to be

Gym Manager

Sinead Grant

Writing
$2–5m per month
Broking for
10 months

"Christian and Redom have been a huge part of my move from client to broker. In my first 10 months I've already learnt more under their leadership than in any other role I've had."

Yousof Ahmadzai

Used to be

Sales

Yousof Ahmadzai

Writing
Top 0.1% of brokers in Australia
Broking for
5+ years

"The mentorship, systems and community here are on another level. It's the reason I've been able to consistently perform at the very top of the industry year after year."

Matty Teague

Used to be

Photographer & Videographer

Matty Teague

Writing
$5m+ per month
Broking for
10 months

"Coming from a completely different industry, the playbook and support made the transition seamless. Inside 10 months I was writing volumes I never thought were possible this early in my career."

Lauren Franzmann

Used to be

Economics & Finance Graduate

Lauren Franzmann

Writing
Part of a $250m+ office
Broking for
2+ years

"From day one they created an environment where I've felt genuinely supported and backed. Their mentorship has accelerated my technical knowledge and shifted my mindset around what's possible long term."

Mia Castellarin

Used to be

Banker

Mia Castellarin

Writing
Part of a $250m+ office
Broking for
4 years

"Their leadership helped me step back from being across every detail and instead focus on where I add the most value. The clarity, trust and support has accelerated my confidence, performance and growth."

Matt Hollinworth

Used to be

Accountant

Matt Hollinworth

Writing
Part of a $250m+ office
Broking for
4 years

"Their mentorship has sharpened my thinking, raised my standards, and given me the confidence to step into bigger opportunities. They push you to grow, but they're right there with you as you do it."

How it works

Your path from career-switcher to working broker

1

Enrol in the Program

Get access to our course platform, community and mentorship. If you're not yet qualified, we help you get your Cert IV through our RTO partner - study around your own schedule. If you're already qualified, skip straight to the mentorship and growth modules. Either way, you start straight away.

2

Build Your First Pipeline

Start networking. Join our community calls. Build your referral sources. Get active with aggregators. Meet lenders. Start building your client book.

3

Close Your First Loans

Your first settlement arrives. You earn real commission. Your pipeline grows. You're officially a working broker running your own business.

What Most Programs Miss

Why qualified brokers still struggle to earn

A Cert IV teaches you what mortgages are. We teach you how to build a business and close your first loans. That's the difference between qualified and earning.

BIA vs. Traditional Paths

What you get, and what you don't.

What you get
Cert IVDIYBIA
Learn loan types
Mentorship & accountability
Real aggregator access
Client sourcing strategy
First deal guidance
Ongoing support community

3 Things New Starters Worry About (We've Got You)

Here's why they shouldn't stop you.

I don't know anyone in the industry

We give you aggregator access, mentor intros and a community of brokers. Your network grows as you grow your business.

I won't know how to get my first client

Our system walks you through finding leads, qualifying them and negotiating your first deal. You're not figuring it out alone.

I'll be stuck on my own

You get 1-on-1 mentorship, weekly community calls and ongoing support. We help you through every milestone.

Commission

See What You'd Earn

Slide to a typical loan size you'd help a client get approved for.

$
$150k$2m

Estimated upfront commission

~$4,550

$975per year in trail while the loan stays active

Illustrative estimate only - not a guarantee of earnings

That's one loan. Most brokers work with several clients at once, so income builds as your book grows.

Estimates only, not a promise of earnings. Based on 0.70% upfront and 0.15% trail per the MFAA 2025 remuneration fact sheet. Trail is paid on the outstanding balance and reduces over time. Actual rates vary by lender, aggregator and loan type.

Now that you see what you could earn, here's exactly what you'll learn to make it happen.

A Sneak Peek Inside

The full BIA curriculum.

9 frameworks. 56 lessons. Every chapter covers what a new broker actually needs, taught by mentors who have personally settled over $1B in loans.

9 Frameworks56 LessonsMentor Bonus Sessions Built by 5× Best Residential Broker in Aus & 4× Australian Broker of the Year winners
The Adviser Australian Broking Awards 2026 Finalist - Training and Education Program of the Year2026 FinalistTraining & Education Program of the YearThe Adviser Australian Broking Awards
01The Top Broker Performance Framework6 lessons+

Build the mindset, habits and daily routine of the top 1%.

  • What the Top 1% Do Differently
  • Building Your Broker Identity & Vision
  • Setting Goals That Move Behaviour
  • Designing Your Sprint & Weekly Rhythm
  • Accountability, Energy & Resilience
  • The AI Opportunity in Broking
02The Attention Framework8 lessons+

Attract clients by being visible and building trust.

  • Why Attention Is Everything
  • Design Your Personal Brand
  • Getting Good on Camera
  • Your Marketing Channel Mix
  • Conversion Content That Sells Softly
  • The Content Flywheel & Scaling Attention
  • AI for Marketing & Content Creation
  • The Niche & Positioning Framework
03The Sales & Communication Framework6 lessons+

Turn conversations into commitments with trust and clarity.

  • From Loan Writer to Advisor
  • Connect: The First 5 Minutes
  • Diagnose: Asking Questions That Sell
  • Advise: Presenting Options with Confidence
  • Commit: Closing Without Selling
  • Follow-Up That Converts
04The Credit Mastery Framework9 lessons+

Think like a credit expert, not just a policy reader.

  • From Policy Reader to Credit Strategist
  • The 4 C's of Credit
  • The Speed Loop
  • Structuring Loans Like a Pro
  • The Perfect Brief
  • Complex Income
  • Complex Structure
  • The Credit Compass
  • Building Your Precedent Library
05The Client Retention & Advocacy Framework4 lessons+

Turn every client into a fan who refers you to others.

  • Why Retention = Revenue
  • Designing the Post-Settlement Journey
  • Creating WOW Moments
  • Build Your Referral Flywheel
06The Team & Scale Framework7 lessons+

Build leadership and a business that can grow.

  • The Evolution of a Top Broker
  • Designing Your Broker Org Chart
  • How to Delegate Like a Leader
  • Managing Performance & Culture
  • Setting SLAs and Standards for Scale
  • Capacity Planning & Scaling the Right Way
  • AI for Operations & Workflow
07The Business & Profitability Framework6 lessons+

Turn growth into profit and build a business that lasts.

  • Know Your Numbers
  • Designing Your Offer & Pricing Strategy
  • The Growth Ladder
  • The Broker KPI Dashboard
  • Building a Business That Scales or Sells
  • Capacity & Forecasting for Growth
08The Future Broker Framework4 lessons+

Use AI and automation to stay ahead.

  • What's Changing (and What Isn't)
  • The Human + Machine Model
  • The Trust Economy
  • Ethics, Risk & Regulation in AI
09The Technology & Automation Framework6 lessons+

Master the tools and tech that brokers use, and automate where you can.

  • Your Broker Tech Ecosystem
  • Workflow Design for Efficiency
  • Client Communication Automation
  • Data Systems & Integrations
  • Compliance Through Automation
  • Building Your Personal Tech Stack

Exclusive bonuses

Included with your enrolment.

Call With Christian

A free 30-minute 1:1 call with Christian, scheduled for 2 weeks into the course.

Fortnightly Q&As

12 live sessions to ask questions and learn directly from Australia's top brokers and guest experts.

Community Events

Invitations every 3 months, with 2 in-person Inner Circle events included in your membership.

Plus mentor bonus videos from Christian Stevens, Redom Syed and the BIA expert network in every chapter.

Meet your mentors

Learn directly from proven top performers.

Between them, Christian & Redom hold more major broking awards than any other coaching duo in Australia, and they're still actively writing loans.

5× + 4×

Best Residential Broker in Aus & Australian Broker of the Year wins

$1B+

Loans personally settled

12×

MPA Top 100 appearances

1M+

Podcast downloads

Christian Stevens

Christian Stevens

Co-Founder, BIA · CEO of the Year (BFSI)

  • Best Residential Broker in Australia5× winner
  • Australian Broker of the Year4× winner
Read full bio & all awards

One of Australia's most recognised mortgage leaders. Christian helps brokers build businesses that last, combining lending know-how with branding, marketing and operations. He's personally settled over $1B in home loans and built one of Australia's fastest-growing brokerages from scratch.

  • CEO of the Year, Banking & Financial Services (BFSI)
  • MPA Top 100 Broker
  • Built one of Australia's fastest-growing brokerages
  • Featured in AFR, news.com.au, The Adviser, MPA Magazine
Redom Syed

Redom Syed

Co-Founder, BIA · Finance Broker of the Year 2025

  • Australian Finance Broker of the Year2025
  • MPA Top 100 Broker7× winner
Read full bio & all awards

A former Federal Treasury economist and one of Australia's most respected voices in mortgage broking. Redom is known for breaking down market behaviour and making complex credit decisions simple. He hosts Australia's leading property podcast with over 1 million downloads.

  • Former Federal Treasury economist
  • Host of Australia's #1 property podcast (1M+ downloads)
  • Regularly featured on news.com.au, Domain, realestate.com.au
  • Trusted commentator on RBA & credit policy

Access the inner circle

Learn from the people you'd never normally get in a room with.

Just some of the guest experts BIA students get direct access to. These conversations don't happen anywhere else.

Damien Roylance

Damien Roylance

Managing Director, Entourage

Ruan Burger

Ruan Burger

Founder, Success & Broker

Christian Paterson

Christian Paterson

Director, Autus Coaching

Joanna James

Joanna James

CDO, FBAA

Curtis Stewart

Curtis Stewart

Ex-Treasury Economist

Ben Robinson

Ben Robinson

Partner, Flint

Dana Blewitt

Dana Blewitt

Founder, The Lenders Club

Yousof Ahmadzai

Yousof Ahmadzai

Professional Investor Expert

Mel Procajlo

Mel Procajlo

Director, Pro Good Finance

Emmanuel Marios

Emmanuel Marios

CEO & Founder, Derwent Finance

David Hyman

David Hyman

Co-Founder, Lendi Group & AI Expert

Aaron Christie-David

Aaron Christie-David

Managing Director, Atelier Wealth

Morgan Owen

Morgan Owen

Founder, Penny Finance

Isabella Constantinou

Isabella Constantinou

#1 Female Commercial Broker in Australia

Julian Fayad

Julian Fayad

Founder, LoanOptions.ai

Harley Giddings

Harley Giddings

Founder, Dizzy Property

Peter White AM

Peter White AM

Managing Director, Bushido International

Robbo Roper

Robbo Roper

CEO, Trusted Finance

Rhianna Farnan

Rhianna Farnan

CCO, Derwent Finance

Bree Atkinson

Bree Atkinson

Property Partnerships

More than a course

A real community, not a Facebook group.

We bring our members together in person through curated events throughout the year - from rooftop sunrise yoga and our padel cup, to upcoming golf days, dinners and meetups. The kind of rooms where deals get done, mentors become mates, and the network actually shows up for you.

  • Curated in-person events. Regular meetups designed to put the right people in the same room.
  • Past highlights. Sunrise rooftop yoga, the BIA Padel Cup, member dinners and more.
  • What's coming. Golf days, training mornings and intimate dinners across the calendar.
BIA padel cup community event
Rooftop sunrise yoga session
BIA community gathering
BIA members in a team huddle
BIA member at sunrise training

$2.3B+

Loans written by our graduates

100+

Brokers in our network

Top 1%

Industry mentors

Mentor-led

Zero to writing loans

"I came from real estate with no broking experience. 4 months later I'd written my first $2M in loans. BIA gave me the playbook the industry won't."

James R.

Former agent, now active broker

"Every other course is a PDF library. BIA is a live system with mentors who actually do this for a living."

Priya S.

Ex-banker, BIA graduate

"The mentorship was the unlock for me. I went from zero to a settled pipeline within my first year."

Daniel M.

Tradie turned broker

Enrolment Open

Secure your spot.

One price. Instant access. Start within minutes of enrolment.

Full Program Access

Enrolment

$4,999+ GST

One-time payment. Instant access.

What's included with your enrolment

  • 56 lessons across 9 chapters
  • 26 bonus real-life example videos
  • 80 demo videos showcasing our internal systems
  • 200+ templates, scripts, planners, scorecards & credit tools
  • 20 MFAA & FBAA CPD points
  • Certificate of Completion
  • Exclusive access to the BIA Inner Circle community
  • Regular in-person events (sports, spa & wellness)
  • Fortnightly webinars
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Your questions, answered

Everything you need to know before you enrol.

Do I need a finance or broking background?+

No. Most of our students come in from real estate, banking, financial planning, accounting, sales, or the trades. The program is built to take complete beginners through to writing real loans for real clients.

Do I need to quit my job to do this?+

No. The program is designed to be completed alongside full-time work. Live calls are held outside standard business hours and every session is recorded, so you can watch back on your own time.

How long until I am actually writing loans?+

It depends on how quickly you move through your Cert IV and Diploma, which we accelerate through our RTO partners. From there our mentors walk you through your first deals. Most students are settling loans inside their first 12 months.

What if I have zero clients or no network?+

That is what most students start with. A large part of the program is dedicated to attracting, converting and retaining clients - including paid acquisition, organic content, referral partnerships and database nurture. You are not left to figure out marketing on your own.

Do I need to be qualified before I join?+

No. We help you get qualified as part of the program through our RTO partners (Cert IV and Diploma in Finance and Mortgage Broking). If you are already qualified, you can skip straight into the mentorship and growth modules.

What aggregator do I join? Am I locked in?+

We help you choose an aggregator that fits your goals, your state and the type of clients you want to write. You are not locked into ours - you keep full ownership of your business and your book from day one.

How is this different from a Cert IV course or a free YouTube channel?+

A Cert IV makes you legally qualified. YouTube gives you scattered tactics. Neither shows you how to actually run a broking business - how to get clients, structure deals, work with aggregators and BDMs, and build recurring trail. BIA is the system around the qualification.

Who are the mentors and are they actually writing loans?+

Yes. Our mentors are active, top-performing brokers and industry operators - not retired coaches selling a course. You learn from people doing this every week with real clients, real lenders and real deals.

What support do I get when I get stuck on a deal?+

You get live weekly calls, a private community, and direct mentor support. If a scenario is tricky, you can workshop it with mentors and other brokers in the network rather than guessing on your own.

How much does it cost?+

The program is $4,999 plus GST, paid in full at enrolment. You get instant access to the full program.

What happens after I finish the program?+

You stay in the network. You keep access to the community, ongoing curriculum updates, and the relationships you have built with mentors and other brokers. The goal is a long-term career, not a certificate on the wall.

How do I know if I am a good fit?+

If you are serious about replacing your income as a broker, willing to put in the work alongside your current job, and coachable - you are a fit. The program is designed for committed professionals ready to build a real broking business.

Still have questions? Reach out via email

This isn't just a qualification.
Learn to get clients, close deals and build a career as a mortgage broker.

The qualification gets you a piece of paper. BIA gives you the mentors, the systems and the support to actually build a career.

5× Best Residential Broker in Aus & 4× Australian Broker of the Year $2.3B+ written by alumni 100+ brokers in network